Mint is therefore not a tool to manage, or even monitor your stock market investments, unlike Hardbacon.ĭisappointingly, Mint does not make a prediction based on your spending behaviours, unlike Hardbacon, which is able to warn you if your current spending habits risk causing you to exceed your budget allocated to one or more expense categories.Īnother disadvantage of Mint over Hardbacon is that Mint does not allow a category change to be applied to all transactions (past and future) related to a merchant or source of income.

In fact, while it is possible to link investment accounts to Mint, transactions and positions are inaccessible from the application. Since Mint is a budgeting app, its functionality is limited to bank accounts. Lastly, while there is only a mobile version of Hardbacon (iPhone and Android), Mint has a web version in addition to its application. Another cool feature of Mint is the ability to set up bill payment reminders. With Mint, you can also add a personalized note to each transaction. One of Mint’s advantages over Hardbacon is its ability to split a transaction (for example, if you bought food and medicine at the pharmacy), so as to refine the expense allocation category. Like Hardbacon, Mint allows its users to link their bank accounts and credit cards, in order to keep track of all their transactions. Mint provides very practical tools to help people manage their personal finances, especially at the budget level. In this review, we will compare the two applications that, although different, each have their advantages. It wasn’t until spring 2020 that the app offered planning and budgeting functionality, making it a competitor to Mint. Little has changed since its acquisition over a decade ago, and it now has many competitors in the very busy budget application niche.Īs for Hardbacon, it was launched in 2018 in Canada, and was initially aimed strictly at stock investors. The app quickly became popular, so much so that in 2009 it was purchased by Intuit for the tidy sum of $170 million. Mint was launched in 2007 in the US, and is the grandfather of all budgeting apps that link to bank accounts.

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